Understanding VAT in Zambia: A Comprehensive Guide for Businesses

Value Added Tax (VAT) is one of the most significant taxes affecting businesses in Zambia. Introduced in 1995 to replace Sales Tax, VAT offers a more transparent, invoice-based method of tax collection throughout the supply chain. For any company, whether small or large, local or international, understanding VAT is not only about compliance but also […]

How Long Does It Take to Get a Tax Clearance Certificate from ZRA?

1. Introduction A Tax Clearance Certificate (TCC) issued by the Zambia Revenue Authority (ZRA) confirms that an individual or business is fully compliant with all tax obligations. This certificate is essential for activities such as applying for government tenders, renewing business licenses, accessing bank loans, and conducting trade or export operations. A common question among […]

How Long Does It Take to Get a Tax Clearance Certificate from ZRA?

1. Introduction A Tax Clearance Certificate (TCC) issued by the Zambia Revenue Authority (ZRA) confirms that an individual or business is fully compliant with all tax obligations. This certificate is required for various purposes, such as: One common question among taxpayers is: “How long does it take to get a TCC from ZRA?” Understanding the […]

What Documents Are Required for a ZRA Tax Clearance Certificate Application?

1. Introduction A Tax Clearance Certificate (TCC) issued by the Zambia Revenue Authority (ZRA) confirms that an individual or business has met all tax obligations. It is essential for various transactions, including government tenders, business license renewals, and accessing loans. To obtain a TCC, applicants must provide specific documents that demonstrate compliance with the Zambian […]

The Legal Requirements for Starting an Artisanal Mining Operation in Zambia

1. Introduction Artisanal and small-scale mining (ASM) is a vital sector in Zambia, providing employment and supporting rural economies. However, operating an artisanal mining venture without proper legal compliance can lead to penalties, confiscation of minerals, or closure of operations. Before starting an ASM operation, miners must adhere to laws and regulations set by the […]

Renewing Your ZRA Tax Clearance Certificate Online: A Step-by-Step Guide

1. Why Renew Your Tax Clearance Certificate (TCC)? A Tax Clearance Certificate from the Zambia Revenue Authority (ZRA) confirms that your tax affairs are in order — meaning all your returns have been filed and all liabilities settled. Many government tenders, licence renewals, bank loans, and export permits require a valid TCC as proof of […]

 A Guide to Artisanal and Small-Scale Mining (ASM) in Zambia

1. Understanding Artisanal and Small-Scale Mining (ASM) Artisanal and Small-Scale Mining (ASM) refers to mining operations that are often low-tech, labor-intensive, and managed by individuals, families, or small groups using simple tools and limited mechanization. In Zambia, ASM covers a wide range of minerals including gold, manganese, gemstones, and limestone. Unlike large-scale mining companies that […]

How to Apply for and Download Your ZRA Tax Clearance Certificate Online

1. Introduction In Zambia, tax compliance is one of the most important responsibilities for both individuals and businesses. To prove that your taxes are up to date, the Zambia Revenue Authority (ZRA) issues a Tax Clearance Certificate (TCC) — a document that confirms you have no outstanding tax obligations. A valid tax clearance certificate is […]

Withholding Tax in Zambia Explained: A Guide for Businesses and Individuals

Taxes are a crucial part of running any business or earning income in Zambia. One of the most common and sometimes misunderstood types of tax is Withholding Tax (WHT). Whether you’re an individual freelancer, contractor, or a registered company, understanding how withholding tax works helps you stay compliant and avoid unnecessary penalties. This guide explains […]

What Services Are Subject to Withholding Tax in Zambia?

Introduction Withholding tax is one of the most common and significant forms of taxation in Zambia. Whether you are an individual consultant, a business owner, or a foreign service provider, understanding how withholding tax applies to your services is essential for legal compliance and financial planning. In Zambia, the Withholding Tax (WHT) system allows the […]